Attention homeowners in Bastrop and Bastrop County: Need an appraisal?

Check out the top seven reasons TX homeowners hire JTL Appraisals TX, LLC:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. Remove PMI to lower a mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TX divorce, when real estate property needs to be divided
  7. Settle an estate in TX by determining the true market value of real estate in question

Need help determining the price of your home in or near Bastrop, TX?
Contact JTL Appraisals TX, LLC.

We at JTL Appraisals TX, LLC understand the individual needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular consumer that ordinarily doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at JTL Appraisals TX, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to remove PMI?

A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are qualified in helping consumers just like you rid yourselves of unnecessary PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from JTL Appraisals TX, LLC is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from JTL Appraisals TX, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? JTL Appraisals TX, LLC offers field reviews where we go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? JTL Appraisals TX, LLC can help you with that. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.