JTL Appraisals TX, LLC is your FHA certified appraisal companyJTL Appraisals TX, LLC is TX state certified and on the FHA Roster of approved residential appraisers. JTL Appraisals TX, LLC is certified and approved to do appraisals for FHA secured loans. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact JTL Appraisals TX, LLC if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is secured by them. The lending company takes care of all the finances; the FHA simply secures the transaction with mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all homebuyers, FHA loan programs are designed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are excessively beneficial to consumers with less starting income. |